VAT threshold risk

Check VAT threshold risk before messy records hide the problem

Upload a bank export for a private browser-only review. FeltPro helps you spot rows that may need checking before you rely on the estimate.

Start VAT Threshold Check See an example
Browser-only processing Your spreadsheet data is processed locally and is not uploaded or stored. File Browser Result
Free, lightweight checks Start with VAT threshold risk, then review records only when cleanup is needed.
Review tools, not filing software Outputs are review aids only, not tax, legal, accounting, or HMRC submission advice.
Example

A bank export can look higher before review

Before Fictional bank export
Date Description Amount
03 Apr Maple Studio invoice 1048 £4,200
14 Apr Transfer from savings £2,000
28 Apr Refund to client deposit £185
After Example review result
Confidence Needs review
  • Rows to review: savings transfer and refund
  • Next step: exclude rows that do not belong, then re-check

Fictional example. Review aid only, not tax or accounting advice.

Workflow How cleanup and readiness fit
1
Check VAT exposure

Rolling bank-income estimate.

VAT Threshold Checker
2
Clean messy exports

Duplicates, dates, and import formatting.

Monzo to Xero cleanup
3
Check spreadsheet records

Missing dates, categories, and mixed signs.

Spreadsheet readiness check
4
Move on if needed

Registration, filing, and compliance decisions happen elsewhere.

Outside FeltPro
If the VAT check exposes messy records

Need cleanup after checking VAT risk?

Optional support

Monzo cleanup

Reformat a Monzo CSV when import formatting is the problem.

Prepare Xero import
Common spreadsheet edge cases The rows that usually lower confidence
FeltPro shows what to review. Your records, software, GOV.UK guidance, or an adviser decide treatment.
Transfers, savings, and mixed accounts
  • May make bank income look higher.
  • Review in the VAT checker.
Refunds and unclear income descriptions
VAT threshold guides Threshold guides that support the checker
Rolling 12 month VAT threshold explained Why the threshold is not just a tax-year check. Do I need to register for VAT? How to turn an income estimate into a next step. What counts towards VAT registration? Why bank income and VAT registration income can differ. What happens if you register late for VAT? Why monthly checking can prevent expensive surprises. Why the VAT threshold is not based on the tax year The misconception that makes the rolling threshold easy to miss. How freelancers accidentally miss VAT registration Uneven income, mixed accounts, and checks left until year end. Why bank income can differ from VAT turnover Transfers, refunds, missing accounts, and other review traps.
Feedback and interest

Interested in future VAT review reminders?

  • Optional feedback only
  • No account, dashboard, or notification system
  • Used to learn whether monthly review reminders are useful
About and independence

Built by Simon Feltham as independent browser-based tools

  • Independent tools built by Simon Feltham
  • Designed for private VAT threshold and spreadsheet review
  • Not affiliated with, endorsed by, certified by, or sponsored by Monzo, Starling, Xero, HMRC, or GOV.UK
Simon Feltham on LinkedIn
Before you rely on an output Privacy, advice, and scope boundaries

Privacy

  • Files are processed in the browser
  • Spreadsheet contents are not uploaded or stored
  • Analytics are aggregate and do not include file data

Professional advice

  • Outputs are simple estimates or format conversions
  • The tools do not provide tax, legal, or accounting advice
  • Check important decisions with GOV.UK, Xero, HMRC, or a qualified adviser

Scope

  • No HMRC submission service
  • No bank login or account aggregation
  • No bookkeeping classification workflow