VAT threshold checks for uncertain spreadsheet records

Check whether your business income may be approaching the VAT threshold

Private browser-only tools for UK sole traders, landlords, and small businesses working from bank exports, CSV files, and spreadsheets. Start with VAT threshold exposure, then clean exports and check whether records are usable when totals are hard to trust before accountant, accounting software, or MTD workflows.

Check VAT threshold See the workflow
Flagship workflow

When spreadsheet records start to feel hard to trust

FeltPro is built around the moment spreadsheet records start to feel like they may become a real accounting or VAT problem.

  • Check rolling 12-month VAT threshold exposure
  • Spot records that need review before relying on totals
  • Use supporting tools when the VAT check exposes cleanup work
Browser-only processing Your spreadsheet data is processed locally and is not uploaded or stored.
Free, lightweight checks Quick spreadsheet checks before moving work into Xero, MTD software, or accountant review.
Review tools, not filing software Outputs are review aids only, not tax, legal, accounting, or HMRC submission advice.
Primary tool

VAT Threshold Checker

Upload a Monzo or Starling Excel or CSV export. The tool totals positive incoming transactions in the rolling 12-month period, compares that bank-income estimate with the VAT threshold used by the tool, and shows a clear risk level to review before making decisions.

Open VAT checker
Workflow

How FeltPro fits into the spreadsheet-to-accounting process

1
Check VAT exposure

Use a bank export to spot whether rolling income may be close to the VAT threshold.

VAT Threshold Checker
2
Clean messy exports

Prepare transaction exports before cleanup becomes manual spreadsheet work.

Monzo to Xero cleanup
3
Check spreadsheet records

Check whether records are usable before adviser, accounting software, or MTD workflows.

Spreadsheet readiness check
4
Move into formal workflows

Use official software or qualified advice when registration, filing, or compliance decisions are needed.

Outside FeltPro
Example review flow

From messy export to clearer next step

Before bank-export.csv
Date Description Amount
10 Jun Client invoice 2101 £45,000
12 Mar Savings transfer £10,000
18 Mar Client refund £2,500

Totals include rows that may need excluding before the number is useful.

After VAT risk preview
Threshold usage 109%
  • Rolling estimate: £98,000
  • Rows to review: 2 likely exclusions
  • Next step: review before relying on the estimate

Review aids only. Not tax advice, accounting advice, or HMRC submission output.

Example result Review before relying on this estimate
Rolling 12-month estimate £98,000
Threshold usage 109%
Likely rows to review 2
  • Possible transfer: Savings transfer for £10,000
  • Possible refund: Client refund for £2,500
  • Next step: exclude anything that should not count before speaking to an accountant or checking GOV.UK guidance.

Example only. FeltPro produces review aids, not tax advice, accounting advice, or HMRC submission output.

Where FeltPro fits

Use FeltPro before formal accounting or filing workflows

FeltPro is designed for the early spreadsheet stage. Use it to understand VAT threshold exposure, clean exports, and check whether records are usable before committing work to accounting software, MTD software, or an adviser.

Use FeltPro for
  • VAT threshold awareness from bank exports
  • Spreadsheet cleanup and export preparation
  • Accountant or software readiness checks
Use official software or advice for
  • VAT registration and HMRC submissions
  • Making Tax Digital obligations
  • Tax, legal, accounting, or compliance decisions
Supporting tools

Tools for messy exports and uncertain spreadsheet totals around the VAT workflow

Use these when the VAT threshold check exposes a follow-up task: cleaning an export, preparing a Xero import, or checking whether spreadsheet records are usable before relying on them.

Xero import preparation

Import Monzo transactions into Xero without manual cleanup

Clean and reformat Monzo transaction exports into a Xero-ready bank statement CSV.

Prepare Xero import

Spreadsheet readiness

Check whether spreadsheet records are usable

Upload an Excel or CSV spreadsheet and get check results for income, expenses, and rows to check.

Check spreadsheet readiness
VAT guides

Understand the rules before you rely on a number

Short, practical guides for the VAT questions that usually sit behind the checker.

Rolling 12 month VAT threshold explained Why the threshold is not just a tax-year check. Do I need to register for VAT? How to turn an income estimate into a next step. What counts towards VAT registration? Why bank income and VAT registration income can differ. What happens if you register late for VAT? Why monthly checking can prevent expensive surprises. Why the VAT threshold is not based on the tax year The misconception that makes the rolling threshold easy to miss. How freelancers accidentally miss VAT registration Uneven income, mixed accounts, and checks left until year end. Why bank income can differ from VAT turnover Transfers, refunds, missing accounts, and other review traps.
Feedback and interest

Interested in future VAT review reminders?

Future reminder features are being explored. The VAT checker now collects optional feedback and interest so the next product decisions can be based on real user needs.

About and independence

Built by Simon Feltham as independent browser-based tools

I am a software engineer working in UK fintech. I build feltPro outside my day job to make common finance spreadsheet workflows simpler, more private, and easier to review before they become accounting problems.

feltPro is not affiliated with, endorsed by, certified by, or sponsored by Monzo, Starling, Xero, HMRC, or GOV.UK. Their names are used only to describe compatible exports, destination formats, or official guidance sources.

Simon Feltham on LinkedIn
Before you rely on an output

Privacy

  • Files are processed in the browser
  • Spreadsheet contents are not uploaded or stored
  • Analytics are aggregate and do not include file data

Professional advice

  • Outputs are simple estimates or format conversions
  • The tools do not provide tax, legal, or accounting advice
  • Check important decisions with GOV.UK, Xero, HMRC, or a qualified adviser

Scope

  • No HMRC submission service
  • No bank login or account aggregation
  • No bookkeeping classification workflow